The M-Pesa PayBill service continues to be a vital tool for businesses and individuals to facilitate secure and timely cash transactions. With its user-friendly interface and widespread adoption, PayBill has transformed how payments are made across Kenya. Here are the updated M-Pesa PayBill transaction charges for the years 2025 and 2026.
PayBill Transaction Charges
| Amount (Kshs) | Charges (Kshs) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights
- Free Transactions for Low Amounts: Transactions between Kshs 1 and 100 are free, promoting inclusivity and reducing the cost burden for small-scale transactions.
- Capped Maximum Charges: Transactions above Kshs 50,000 incur a fixed charge of Kshs 108, ensuring predictable costs for high-value payments.
- Ease of Use: The PayBill service allows businesses to collect payments securely and efficiently, improving operational efficiency.
Why Use M-Pesa PayBill?
- Convenience: PayBill numbers offer customers a simple way to make payments anytime, anywhere.
- Security: Transactions are encrypted, ensuring the safety of funds.
- Timeliness: Instant notifications confirm payments, reducing delays in service delivery.
Conclusion
M-Pesa PayBill remains a cornerstone of Kenya’s financial ecosystem, facilitating seamless cash collection and payment processes. With these updated transaction charges, individuals and businesses can plan their transactions effectively, enjoying the affordability and reliability of the service. For more information, visit the M-Pesa website or contact customer care.
